This chili cheese dip is warm, cheesy, and super easy to whip up! With a yummy mix of creamy cheese and savory chili, it’s a crowd-pleaser at any gathering.
You can serve it with crunchy chips or fresh veggies for the perfect snack! I can’t resist stealing bites from the bowl. It’s just too good to share sometimes! 😄
Key Ingredients & Substitutions
Ground Beef: This gives the dip a hearty texture. If you prefer a lighter option, you can use ground turkey or a plant-based meat substitute like lentils or crumbled tofu.
Chili with Beans: Feel free to use your favorite canned chili. If you’d like to make it vegetarian, choose a meat-free chili. Homemade chili also works really well, too!
Cheese: Sharp cheddar works best for flavor. However, you can substitute with Monterey Jack or pepper jack for a spicier kick. Try mixing in some mozzarella for extra gooeyness!
Jalapeños: These add heat, but you can adjust based on your preference. If you want less spice, opt for bell peppers or omit them altogether. For more heat, try adding some serrano peppers.
What’s the Best Way to Layer Ingredients for a Creamy Dip?
The layering technique is key to getting that perfect mix of flavors and textures in your dip. Here’s how to do it:
- Start by spreading half of the chili mixture in your baking dish; this creates a solid base.
- Next, add the cream cheese mixture evenly over the chili. This provides a creamy middle layer that complements the heat from the chili.
- Top it off with the rest of the chili mixture and a generous amount of cheese and jalapeños. This way, the cheese layers melt beautifully on top while the lower layers keep their flavor.
By layering in this manner, you ensure every scoop is a mix of delicious textures and flavors!

How to Make Chili Cheese Dip
Ingredients You’ll Need:
For the Dip:
- 1 lb ground beef
- 1 small onion, finely chopped
- 2 cloves garlic, minced
- 1 can (15 oz) chili with beans (or your favorite canned chili)
- 2 cups shredded sharp cheddar cheese
- 1 cup cream cheese, softened
- 1/2 cup sour cream
- 1-2 jalapeños, thinly sliced (plus extra for garnish)
- 1/4 cup fresh cilantro, chopped (for garnish)
For Serving:
- Tortilla chips
How Much Time Will You Need?
This Chili Cheese Dip takes about 10 minutes to prep and 20 minutes to cook. So in just 30 minutes, you’ll have a warm, cheesy dip ready to serve at your next gathering!
Step-by-Step Instructions:
1. Preparing the Base:
First, preheat your oven to 375°F (190°C) so it’s hot and ready for baking. In a large skillet, cook the ground beef over medium heat until it’s nicely browned. Don’t forget to drain off any excess fat so your dip stays creamy!
2. Adding Flavor:
Next, add the finely chopped onion and minced garlic to the skillet with the beef. Stir them in and cook until the onion turns translucent, which should take around 3-4 minutes. This will give your dip a delicious flavor base.
3. Mixing in the Chili:
Now, stir in the canned chili with beans, mixing everything together well. Let this cook for a few minutes, allowing all the flavors to meld together. It smells amazing, right?
4. Creamy Layer Preparation:
In a separate bowl, combine the softened cream cheese and sour cream. Mix until it’s smooth and creamy. This will be your delightful creamy layer in the dip!
5. Layering the Ingredients:
Grab a baking dish or an oven-safe skillet. Spread half of the chili mixture evenly on the bottom of the dish. Then, add the cream cheese mixture on top of the chili layer, spreading it out nicely.
6. Finishing Touches:
Add the remaining chili mixture over the cream cheese layer, and then sprinkle the shredded cheddar cheese generously on top. Finally, place the sliced jalapeños on top for extra flavor and a bit of spice!
7. Baking:
Pop your dish into the preheated oven and let it bake for about 20 minutes, or until the cheese is melted and bubbly. Keep an eye on it to make sure it doesn’t overcook!
8. Garnishing and Serving:
Once it’s done baking, take it out of the oven and sprinkle chopped cilantro on top for a fresh touch. Serve the dip warm with tortilla chips for dipping, and watch it disappear!
Enjoy your rich and spicy Chili Cheese Dip! It’s perfect for parties, game days, or just a cozy night in!
Can I Use Ground Turkey Instead of Beef?
Absolutely! Ground turkey is a great leaner alternative that still provides a delicious flavor. Cook it just like the beef until browned, and follow the recipe as is!
Can I Make This Dip in Advance?
Yes, you can prepare the dip ahead of time! Assemble the dip (steps 1-8) and then cover it tightly with plastic wrap. Refrigerate it for up to 24 hours. Just bake it for a little longer since it will be starting from a cold temperature.
What’s the Best Way to Reheat Leftovers?
To reheat, place the dip in an oven-safe dish and warm it in the oven at 350°F (175°C) for about 15-20 minutes, or until heated through. You can also microwave it in short intervals, stirring in between, but the oven will maintain that creamy texture better.
Can I Customize the Spice Level?
Definitely! You can adjust the spice by using a mild chili with beans or by adding fewer jalapeños. If you need a little more kick, adding some diced green chilies or using pepper jack cheese works wonderfully for added heat!


